About Us

CIN U74899DL1993PLC051950
Company Status Active (RoC Delhi)
RBI (RC No) B.14.00650
Company Category / Class Company limited by Shares / Public Limited
Date of Incorporation / RBI Reg. 02nd February 1993 / 21st December 2002
RBI Compliance Fully Compliance (Under Management Change)
Equity Influence Authorized Capital – INR 13.0 Cr. & Paid-up Capital - INR 9.48 Cr.

Pratyancha Financial Services Limited is registered as a Non Banking Finance Company (Non Deposit Taking) under the Section 45IA of the Reserve Bank of India Act, 1934 having registration No. B-14.00650 dated 21st day of December, 2002

In the present scenario PFSL has decided to finance the “missing middle” and to cater to Small and Micro Enterprises in India. PFSL is catering to micro, small and medium enterprises in semi-urban & Urban areas within India. In India have a large number of small and medium-sized enterprises which are under-served and therefore will benefit from the products and services introduced by PFSL. This sector, which is crucial to India’s economy, has limited access to organized financial services and is therefore often referred to as the ‘missing middle’.

About Pratyancha Financial Services Limited : Pratyancha Financial Services Limited (“PFSL”) is a micro-finance company registered & licensed as Non Profit Making Company under section 25 (presently Section-8) of the Companies Act, 1956 (No.1 of 1956). It got registered in the year 2011. Organization provides financial services to poor rural/semi urban families in Central & Eastern Uttar Pradesh and Rajasthan to enable them to endow in income-generating activities. SSMC started its operation from Jaunpur, U.P. with two branches, SSMC diversify its portfolio and covered 14 branches in two states named Uttar Pradesh and Rajasthan. SSMC grow very slowly but in sustainable manner, therefore its portfolio quality and client selection practices were very strong. In 2018 it has picked up the growth and achieve more than One Cr. Portfolio with 774 marginal women and till 2019, it has served its financial services to 2277 women borrowers with the portfolio outstanding of Rs.4.36Cr. at 14 no. of branches through its Equity and loan support from Jana Small Finance Bank Ltd. of Rs.4.96 Cr., and Also net worth is 5.01 Cr. in Mar-19


  • To be a catalyst in providing financial assistance to the underserved in achieving greater economic and social well being. Our endeavor is to build a sustainable financial institution that not only delivers high standards of service and value to our customers but is also rewarding to all our stakeholders.
  • To improve the financial health of the underserved Micro and Small entrepreneurs, by supporting them in income-generation activities through financial intermediation.
  • Service : We appreciate a customer's individuality. We personalize the solutions.
  • Innovative : We explore new approaches that add value to the customer's business
  • Trustworthy : We "walk the talk". We will do everything possible to keep to our promise, with integrity.
  • Mentoring : We develop our team to be the top experts in our business & our jobs
  • Social Good : We show responsibility for the wider community.

We have put into into place an appropriate system to address queries/grievances raised by our members.

Grievance Redressal / Nodal officer Name and Address:-

Pratyancha’s Nodal Officer Details: Arthmate’s Nodal Officer Details:
Mr. Chandra Prakash Yadav
1D/02, Vardan Khand, Near Bank Of Baroda,
Gomti Nagar Vistar, Lucknow.
Uttar Pradesh – 226010.

Phone: +91 9721772272
Email: pratyanchafin@gmail.com
Mr. Hitesh Bhansali
The Nodal Officer, Mamta Projects Pvt. Ltd.,
Room no 1528,15th Floor,
Bengal Intelligent Eco EM-3,
Sector-V, Salt Lake City
Phone: +91-8336901719
Email: statutory.compliance@arthmate.com
Website: https://www.arthmate.com
Visit Arthmate’s Term and Policy